Talking stocks, trading, and investing in general

[patrickBOOTH]

Opened up the portfolio this morning. 1 year gain: 28.9%. Since inception: 11.9%. I'm not mad.

 

[jbarwick]

2019 return was 25%. My EM gamble cost 0.5%. Looking at my returns for the past 5 years, trailing the S&P by 9%, trailing 80/20 by 1%, but up on a 60/40 7%.

 

[Piobaire]

As I said before a little hard to figure out this year. The liquidated deferred comp in November was about 25% YTD. The rest of the portfolio came in about 26-7% and that includes a significant exposure in bonds. Not upset.

 

[jbarwick]

The bonds I had this year did not experience the same gain as the long dated bonds.

 

[patrickBOOTH]

2019 return was 25%. My EM gamble cost 0.5%. Looking at my returns for the past 5 years, trailing the S&P by 9%, trailing 80/20 by 1%, but up on a 60/40 7%.

What does the above mean? Are these stock/bond allocations?

 

[jbarwick]

What does the above mean? Are these stock/bond allocations?

Yea. 80% stocks, 20% bonds then 60% stocks, 40% bonds. Since my current asset allocation is close to an 80/20, I sort of use that as a benchmark and 60/40 because it is sort of THE benchmark for everything.

 

[patrickBOOTH]

I wouldn't think of having 60/40 until I am 60 or something though. We are the same age and I have 0% bonds.

 

[Piobaire]

I’ve been in Vangaurd’s intermediate length, investment grade bond fund. Between monthly dividends and appreciation not complaining. FWIW, and I’ve not done the actual mathz lately, we’re about 15% bonds. I will admit to increasing my cash in the last few months too.

 

[brokencycle]

I finished the year at 30.8%. My previous employer's 401k and my IRA which have been sitting untouched for 5 years have annualized almost 12% since I started them.

I wish I had a passive international fund I could invest in my 401k. I use an actively managed one (RERGX) that has done well, but at 0.49% expense ratio that's steep compared to .01% of my index funds.

 

[jbarwick]

We have 20% due to some initial survey type thing we took where my wife is super conservative and I am more risky. That somehow settled on 20% and we have stuck with it. Our savings rate is dwarfing annual returns at this point and going back to my rather basic model, we are saving 40% more than I was expecting at this age.

When I talk about this model, I always think of that random, ING Direct?, commercial where people had "their number" floating above their heads. One guy had his exact number then his neighbor had something like Gazzillion. I think of my model as aiming towards Gazzillion

 

[Piobaire]

My model is to not have a number but rather an assessment of my portfolio, current macro economic trends, and how we feel about pulling the rip cord at any given time post 60.

 

[RedLeg]

I've been steadily rotating out of equities and into fixed income and private markets (PE, infra, venture, opportunistic credit) since last summer. I can't own individual names so I flex my index exposure based on the macro

Currently about a third in each bucket

Note that my fixed income is a mix of levered loans, high yield, short-term investment grade and BDCs (a bit disingenuous but I count as FI)

 

[patrickBOOTH]

I really hope you know what you're doing.

 

[Omega Male]

Since when is that a requirement to play in the big casino?

 

[otc]

Since when is that a requirement to play in the big casino?

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Wait, so Iran and China are going to get married?