TheSuitBurnsBetter
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Is this because peacoats are inherently less formal than overcoats or because your sportcoats are cut differently than your suit jackets?Yes, a peacoat that fits over a sport coat is good to have. In that situation, the peacoat would be at least 2" longer than the normal size to account for the jacket worn under it.
I will wear a peacoat over a sport jacket, but never over a suit jacket.