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I am not an expert on this, and you need to do some research to find out for certain whether this is correct: Contact them and negotiate a payment in full with the agreement that they will delete ALL reporting of this account to the three credit bureaus. I think the term you are looking for is "pay for delete". Get it in writing before you do it. If they won't do that, then you are better off paying it anyway because as the bad history ages your score will improve.
This.
...but FWIW it was more civil disobedience turned awry
I wouldn't pay the pieces of ****, I was in a similiar situation with comcast, I told them I already cancelled and they refunded my money because I threatened to **** their bitches.
I wouldn't pay the pieces of ****, I was in a similiar situation with comcast, I told them I already cancelled and they refunded my money because I threatened to **** their bitches.
You can get your credit rescored. I'm not sure about the specifics, but I've heard that there are third party companies you can hire to help you fix your credit report if there's a mistake or disputed item. I saw a report about it on tv. Google it.
I think all they do is negotiate a repayment in exchange for taking it off the report, but I'm not sure.
You can get your credit rescored. I'm not sure about the specifics, but I've heard that there are third party companies you can hire to help you fix your credit report if there's a mistake or disputed item. I saw a report about it on tv. Google it.
^^^^