otc
Stylish Dinosaur
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- Aug 15, 2008
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You can take the sub-account paradigm further too.
Have a vacation sub-account, an auto-repairs sub-account, whatever. An automatic $50 a month into the vacation account does a couple of things...convinces you to take vacations when needed ("hmm, that account has really built up...probably means I need some time off"), and makes it so it is not really a financial hit when you do. You might have to top off the account to pay for everything, but instead of having to find hotel/airfare/activity money all at once, you've already got some of it set aside.
Have a vacation sub-account, an auto-repairs sub-account, whatever. An automatic $50 a month into the vacation account does a couple of things...convinces you to take vacations when needed ("hmm, that account has really built up...probably means I need some time off"), and makes it so it is not really a financial hit when you do. You might have to top off the account to pay for everything, but instead of having to find hotel/airfare/activity money all at once, you've already got some of it set aside.